Insurance and Financing

Insurance and Financing
at Fundamental Dental

At Fundamental Dental, we understand that planning dental care involves more than choosing the right treatment. Clear financial information plays a key role in patient comfort and confidence. Our team provides thoughtful guidance around Dental Insurance and Financing in Dallas, TX, helping patients understand their options before care begins.

How Dental Insurance Typically Works

Dental insurance is specially designed to assist with the cost of routine preventive care and many restorative services. Coverage details depend on the individual plan and may include deductibles, annual maximums, or service limitations. We take time to explain how benefits generally apply so expectations remain clear and realistic.

Insurance and Financing

Support With Insurance Questions

Patients often have questions about eligibility, coverage levels, or claim processing. Rather than rushing these conversations, our office focuses on reviewing benefit information carefully and answering questions in plain language. This approach helps patients searching for Dental Insurance and Financing in Dallas, TX, feel more informed and prepared.

Accepted Insurance Providers

Fundamental Dental works with a broad range of insurance carriers. Our team verifies benefits and assists with claims to help simplify the administrative side of care. Some of the insurances accepted at our office are listed below:

  • Aetna
  • Ameritas
  • Cigna
  • Blue Cross Blue Shield
  • DNOA
  • GEHA
  • MetLife PDP+
  • Guardian
  • Principal
  • Delta Dental
  • Humana
  • Sun Life
  • United Healthcare PPO

Financing Options for Added Flexibility

For services not fully covered by insurance, financing options are available to help manage treatment expenses over time. These solutions are designed to support access to care without requiring full payment upfront.

CareCredit and Sunbit Financing

We partner with trusted providers such as CareCredit and Sunbit. These programs allow eligible patients to divide treatment costs into manageable monthly payments. Approval decisions are typically quick, and our team explains available terms so patients can choose what fits their needs.

Out-of-Pocket Payments

Fundamental Dental accepts cash, debit cards, and major credit cards. When applicable, we review patient portions in advance so financial planning feels straightforward and transparent.

Guidance You Can Rely On

Our focus is on clarity, honesty, and patient support. Whether you are using insurance, financing, or standard payment methods, Fundamental Dental is committed to helping you move forward with confidence and peace of mind.

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